Why I Began Writing About “Loan on Watches”
A few years ago, the idea of walking into a shop and borrowing money against your watch might’ve sounded unusual — even desperate. But in 2025, that’s changing.
Across Melbourne, Sydney, and even regional towns, people are quietly using their luxury watches as collateral for short-term loans. It’s not just collectors or high-rollers doing it either; small business owners, freelancers, and everyday professionals are discovering that their watches are worth more than they realised — not just sentimentally, but financially.
And honestly, after spending a few weeks digging into how a loan on watches actually works, I can see why it’s becoming a thing.
The surprising value sitting on your wrist
When I first started researching this, I expected it to be all about big brands — Rolex, Patek ...